Want to own your own home today?
YES, YOU CAN!
Want to own your own home today?
YES, YOU CAN!
Want to own your own home today?
YES, YOU CAN!
Anyone can apply to be a homeowner with Habitat.
Make a move toward homeownership: MOVE IN your own home and MOVE FORWARD with life.
When it comes to homeownership, it can feel more like a faraway dream than a real-life possibility for many people. We recognize that worrying about the lack of finances for a down payment, lending options, and the overwhelming expenses associated with upkeep are real concerns. Rather than continue the rental cycle and give up on your dreams of one day owning your own home, your dream can become a reality through the Habitat Home Ownership program.
At Habitat for Humanity, we meet you where you are to help you get to where you want to be. With the Habitat Home Ownership program, it is time to start moving in a home you can call yours and truly moving forward with life.
What does it mean to live unboxed?
At Habitat for Humanity, we thrive off seeing members of our community feel confident in reaching their dreams. Owning your own home can be a source of empowerment to make a change in your life and enjoy the possibilities of what life might hold and not be held down by limitations. We champion the small steps and the incredible impact that they have in the long term.
Living unboxed can look different for everyone, but it starts with feeling grounded and finding ways to grow. When we connected to our Habitat homeowners, and are happy to learn that are enjoying living unboxed:
- Creating a foundation for your family where you are free to live comfortably
- You can pursue more hobbies and spend more time with your children, and spend less time worrying about the uncertainty of not owning a home
- You are free to put down roots and fully unpack without fear of needing to move constantly
How about you, how would you live unboxed in your own home?
At Habitat for Humanity, we thrive off seeing members of our community feel confident in reaching their dreams. Owning your own home can be a source of empowerment to make a change in your life and enjoy the possibilities of what life might hold and not be held down by limitations. We champion the small steps and the incredible impact that they have in the long term.
Living unboxed can look different for everyone, but it starts with feeling grounded and finding ways to grow. When we connected to our Habitat homeowners, and are happy to learn that are enjoying living unboxed:
Get connected and find ways to put down roots in your community and neighbourhood and discover where you belong!
What are the benefits of Habitat Home Ownership?
We believe that homeownership can help you build strength, and stability, and allow for more independence. Our program operates on the premise of learning to be grounded in your community to grow. Throughout the program, our Habitat homeowners get plugged in through volunteering and giving back to the community. At every step of your journey, we are committed to our homeowners and finding the right fit for your situation.
- Owning your own home with affordable mortgage can give you more financial stability
- You will start to build assets through home ownership
- You can take a small step towards breaking the cycle of poverty with confidence
- Improve your family life with a more stable and happier environment
- You can connect and build relationships as you get involved in the community
Moving in with the Habitat Home Ownership program can help give you a strong foundation to move forward in life the way you want to.
Are you eligible?
Homeownership is not equal across Canada, but that does not mean it is not a possibility for you. In partnership with the Metis Capital Housing Corporation and the Canadian Mortgage and Housing Corporation (CMHC), we are proud to offer unique initiatives for those who identify as Black or who hold a current Metis status.
Homeownership with Habitat can be a stepping stone on your journey. To be eligible, you must meet the following criteria:
- Be a Canadian citizen or Permanent Resident of Canada
- Be employed on a permanent, full-time basis
- Have an annual gross household income of $45,000 - $75,000 (as determined by Habitat)
- Maintain a good credit rating (no bankruptcy, credit card payments are up-to-date, etc.)
- Agree to volunteer 500 hours with Habitat
- You acknowledge that you will be paying interest on the mortgage
Learn more about our Metis Families homeownership program and our Black Families Initiative to learn if you may be eligible.
Start your journey with Habitat as you move in and move forward and take hold of the life you have dreamed of.
