black families initiative
Homes available through the Black Families Initiative:
To learn more about these homes, visit our Current Builds page.
Sherwood Park
Location: Summerwood neighbourhood, Sherwood Park.
Construction: Three homes currently under construction.
St. Albert
Location: Midtown neighbourhood, St. Albert.
Construction: Four homes currently under construction.
Leduc
A four-storey condo located in the heart of Leduc is currently under construction. Four of these homes will be available through our Habitat homeownership program.
Habitat for Humanity Canada and the Canadian Mortgage and Housing Corporation (CMHC) are delivering a program for those who self-identify as Black families.
Home ownership in Canada is not equal. While over 68% of Canadians own their own home, Black people living in Canada have experienced systemic barriers and discrimination that has contributed to a disproportionate lack of home ownership opportunities. Only 40% of Black people own their own home in Canada, the lowest level of homeownership amongst any group
By addressing the racial disparity in home ownership, we can give Black people living in Canada the same opportunity to attain social and financial stability, build equity and transform futures that others benefit from and ensure our collective prosperity. As part of the Black families initiative, we will be building homes in St. Albert, Sherwood Park, and Leduc over the next few years.
Eligibility
- One of more members of the family self-identify as Black
- Canadian Citizens or Permanent Residents of Canada.
- One adult is employed on a full-time, permanent basis.
- Annual gross household income of $45,000 – $75,000 (as determined by Habitat).
- Maintain a good credit rating (no bankruptcy, credit card payments are up-to-date, etc.).
- Agree to volunteer 500 hours with Habitat.
- You acknowledge that you will be paying interest to the bank on the mortgage.
Please note that we have homes available for everyone that are not part of the Black Families Initiative.
We invite you to join our newsletter to be notified when a home through our Black Families Initiative becomes available.
our
impact
Real people, real stories
Habitat is a blessing, and there are not enough words to express how grateful we are as a family to own a home. It is so nice to have our own space and now we can move freely and organize everything the way we like. My children are so much happier in our home because they are free to play wherever they want, and as loudly as they’d like. – Wendy
